If they told you that, they are not looking out for your best interest. R22 is VERY expensive, BUT - R438a is not and is a 100% compatible drop in refrigerant with zero negative effects. Converted a 1967 AC unit last year for a small company, he said it never worked as well before. Repaired a few leaks, and saved him in the area of $25,000. A new coil should cost under $500 and the refrigerant is the $20 per pound area. R438a is also known as MO99. So with labor, cost should be well under $1500 to replace the coil and charge the unit. My personal AC is from 1980 - works fine, payback of upgrading is not in my lifetime. I did a search - found your AHU for $406 and up. I hate replacing equipment when it is not needed. R410a refrigerant is used for now, but it is on the list to be band. R438a is not. The old R22 was one of the best refrigerants out there. As for load, if they said 4.2 ton, personally I would go to a 4 ton not 5 ton. 5 tons will cool faster, but not dehumidify as well. Always a bad thing to over size AC in a residential building. You state the coil is 4 ton, it is 060k which is a 5 ton coil (60,000 BTU), assume your AC condenser outside is 4 ton, you must have them reversed. If a contractor is unable to replace the evap coil, you are dealing with bottom of the line talent, look else where. It is so easy to do, should take no more than 3 hours to do plus the time to connect pipes, evac and charge. Now if your condenser leaked or a bad compressor, cost of repairs may exceed 50%, then changing it would be better. Good luck in your search for an honest contractor...... I only do this on line to help people out from getting wrong info and protect them from getting screwed. Hope this helps